Your HMO plan covers you as an employee and includes one (1) free immediate dependent.
You may also request to enroll additional dependents, with the cost deducted from your salary.
Is there a required order (hierarchy) for enrolling dependents?
Yes. The order of enrolling dependents depends on your status:
If you are single:
You must enroll your parents first. If both parents already have an HMO card, you may then enroll your siblings as immediate dependent, provided they are 21 years old or younger.
If you are married:
You must enroll your spouse first, followed by your children. If your spouse already has an HMO account, is an OFW, or you are legally separated, you may proceed with enrolling your children.
Once your spouse and children are enrolled, you may add your parents, provided they are 65 years old or younger. Please note that a different rate applies for parents of married employees.
If you are a single parent:
You must enroll your child first before you can add your parents.